Despite it being common knowledge that you need to have car insurance to operate a vehicle in the UK, hundreds of thousands of drivers are still taking risks annually.
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Driving without car insurance carries some hefty punishments.
These include hefty fines, criminal prosecutions and, in some cases, having your car crushed.
The police could hand you a fixed penalty of £300 and 6 penalty points, if you’re caught driving a vehicle you’re not insured to drive.
If the case goes to court you could also get an unlimited fine and a disqualification from driving.
The police also have the power to seize, and in some cases, destroy the vehicle that’s being driven uninsured.
The insurance company sent out Freedom of Information requests out to police forces throughout the country, asking for the number of fines and prosecutions for driving without insurance over the last five years.
Durham topped the chart for the most unsure drivers per capita with 1,087 recorded incidents of driving without insurance recorded between 2013 and 2016 – on average 0.57 per cent of the city’s residents.
Coming in second is Greater London with 70,384 uninsured drivers being caught, which works out as 0.21 per cent of the city’s population.
The city that came in the lowest on the list was Manchester.
Despite a population of 2,782,100, only 1,810 uninsured drivers have been fined or prosecuted since 2013, averaging just 0.02% of Manchester’s populace.
According to the research there has been over 118,000 non-insured drivers caught in the last 4 years.